Below I listed a number of useful resources for managing your finances, investing and saving some money. Some of them will be related to current and/or future blogs on this website. Any service or website linked here is something I have personal experience with. Right now relatively few items but will keep on adding so check back once in a while
Taxes:
The tax estimator tool is a tool that allows you to estimate your taxes under different scenarios and compare different what-if scenarios. Especially useful when determining if and how much Roth conversion one should do. To access the tool, click the link to try the tool out.
TaxAct: Great online tool for doing your taxes, use link to receive a 20% discount
Investing:
RobinHood is a commission-free investment platform known for its simplicity and accessibility. It allows users to trade stocks, ETFs, options, and cryptocurrencies through an intuitive mobile app and web interface, making investing easy for beginners. Its unique features, such as fractional shares and real-time market data, empower users to start investing with minimal barriers. They often have promotions rewarding new customers for depositing money or transferring accounts.
Fidelity Investments is a leading financial services provider offering a wide range of products, including investment accounts, retirement plans, and Health Savings Accounts (HSAs). Fidelity’s HSA is unique for having no account fees, no minimums, and access to a broad selection of investment options. It allows individuals to save and invest pre-tax dollars for qualified medical expenses, providing a powerful way to manage healthcare costs now and in retirement. With its user-friendly platform and comprehensive tools, Fidelity is a top choice for HSA account holders. Plan to write a blog on the great value of HSA accounts.
Groundfloor is a real estate investment platform that lets users invest in short-term, high-yield property loans with as little as $10. It stands out for its accessibility, enabling everyday investors to enter the real estate market affordably. Use this link to sign up and get $50 to start investing. Plan to write a blog about this type of alternative investing. I have tested a few, and so far, Groundfloor is the one I have the best experience with.
Valueinvesting.io is a powerful platform designed for investors to analyze and compare stocks with a focus on value investing principles. It provides comprehensive financial data, intrinsic value calculations, and key metrics like P/E ratios and discounted cash flow (DCF) analyses. One standout feature is its portfolio backtesting tool, which allows users to test investment strategies against historical data to evaluate performance and refine decision-making.
OptionsCalculator.com is a powerful online tool designed to help investors analyze potential profits and losses for various options strategies. It allows users to input custom trade details, including option types, strike prices, expiration dates, and premiums, to visualize profit/loss scenarios across different market conditions. With an intuitive interface and real-time calculations, the platform helps both beginners and experienced traders make informed decisions before executing trades.
Retirement Sustainability Estimator is a powerful tool that helps individuals assess the longevity of their retirement savings in retirement. By modeling investment returns, withdrawals, inflation, and long-term care costs, it provides insights into financial sustainability. Users can customize key parameters to simulate different scenarios, ensuring informed retirement planning.
Savings:
Mint Mobile: is a budget-friendly wireless provider offering premium service starting at just $15/month. Known for its affordable plans, including unlimited talk, text, and 5GB of data, Mint operates on a reliable nationwide network, making quality mobile service accessible for everyone.
Pay-per-mile auto insurance offers a cost-effective alternative for low-mileage drivers by charging premiums based on the number of miles driven. This type of insurance is ideal for remote workers, occasional drivers, or those who primarily use public transportation. With added transparency and tracking through mobile apps or devices, it provides an affordable and flexible option tailored to your actual driving habits. It is offered by many carriers, personally I have used Milewise offered by Alllstate.
Other:
FreeWill.com is a user-friendly platform offering tools to simplify estate planning, including drafting wills and organizing charitable donations. It provides accessible, guided templates that are free to use, aiming to make legacy planning more inclusive. By integrating charitable giving options, FreeWill empowers individuals to support causes they care about while securing their personal and family affairs.